This August my wife and I celebrate one year of living according to a planned budget. Through some great friends, we went through Dave Ramsey's Financial Peace University and have been incredibly blessed by the experience.
I think the best money management advice I've gotten is this: Simply prepare a budget and as best you can live by it.
The first month of doing it was incredibly painful, I'll admit, but as our friends told us ... "You won't believe how much it'll improve your communication in marriage" (for the good).
I'm the "free spirit" and my wife is the "nerd" as Ramsey calls it. She'll keep track of the numbers, and I loathe it every month. I mean really loathe it.
Anyway ... for what it's worth ... get a budget, live by it, and "tell your money where to go" instead of the other way around (loose paraphrase: Dave Ramsey).
P.S.: He's coming to OKC ...
P.S.S.: Find a Financial Peace University group in the NWOKC area here.
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